G N Home Improvements asked:


We at G. N. Home Improvements Limited are a small family run business providing a vast range  of home and building services.  We specialise in reconstruction, refurbishments and new build homes.

 We have all fully qualified tradesmen under one roof, (Electricians, Plumbers, Plasterers; Joiners; Bricklayers; Painters and Decorators) so we can offer you a full service across the board  improvements.  We even offer a Landscape Garden Service and fitting kitchens and bathrooms are a speciality.  You name it we’ve got it covered.

 We are UK based and 80% of our clients return for a further service after giving them a 100% job satisfaction.  Our services has taken us to Europe on several occasions to build homes, fit kitchens, bathrooms, supply new windows and doors reconstruct and decorate homes and we are proud of the  Quality of work we give..

 So if you require a UK firm to build you a house, reconstruct or even paint and decorate your home - just give us a call and we will give you our immediate attention and first class service.  Supply us with the jobs you need doing, plans will obviously be of a great help if you have them and we will get back to you as quick as we can with a free no obligation quote.  See our web site which gives a brief explanation of who we are and the services we offer.  Don’t worry if you cannot see the one you want, we will assist you all we can.

Your budget is our budget too !!

 Just ask for Gavin Nunn (Director) or David Sharp. (Company Secretary) Hope to hear from you soon.                                 



Jeffery

tazz asked:


Need to work from home but,need outstanding ioncome coming in.Tired of working a 9-5 and not bringing home a good source
of income.

Barbara

Kimberly A asked:


I am working from home on this mail merge project. I want to save the info and print it out in the office. Is this possible?
Thanks, I am using Word 2007. So i really don’t see the icons you are talking about. In my mail merge tab I have “start mail merge”, “edit recipients” ,” select recipients.

Steve

map1701 asked:


I’ve been thinking about working from home using one of these businesses that say it’s a scam like Typing from home, make money off of real estate, etc… . I would like to know what other people think?

Micheal

Kristin Abouelata - Home Loans asked:


With the current “mortgage meltdown” we hear so much about these days, your average consumer thinks that the days of 100% financing have gone by the wayside. True, you are hard pressed these days to find a bank or lender that will want to carry a second mortgage that combined with a first mortgage adds up to 100% financing. That’s because if there is a default, sitting in second lien position is particularly dicey. Too much risk is involved. And since, in recent history, that scenario of the 80/20 combo was the most common 100% financing vehicle available to a certain group of consumers (non first time homebuyers), there’s a misconception out there that 100% options are all but dried up.

But, a-ha! There is hope for someone who has great credit but prefers to invest his/her assets elsewhere when rates are so low. It’s called the Flex 100. And it can apply to purchases and refinance transactions.

I heard an analyst mention on television the other day that mortgage money is so cheap right now it’s like a sale at Macy’s. That made me chuckle, but it’s true. In which case, why not invest your money elsewhere if you qualify for 100% financing. After all, the homes are still appreciating in most areas, but not at the stellar rate we saw in the past.

The Flex 100 requires you to invest $500 of your own cash towards the transaction, so I guess it’s technically not 100% financing, but it’s pretty darn close. And no, you don’t have to be buying your first home to get this deal. You can actually have owned a home in the past three years! However, it does apply to financing your primary residence only. You can’t get this deal for that nice cabin in Gatlinburg you want to use on the weekends or for that great rental down the street you think you can get a good deal on. You’ve got to live in the house to qualify for this financing.

But you can do a refinance, as long as it’s not a “cash-out,” meaning you’re not paying off debt or taking equity out of the property. It must be a rate term refinance only. However, you can pay off that second mortgage or home equity line of credit you hate, IF you obtained that 2nd lien mortgage when you got your first mortgage (a piggy back closing, we call it). Or to make it clearer, you originally had that 80/20 combo mentioned earlier. If you got that home equity mortgage a month or two after your initial closing to build a deck or payoff a credit card, than it that won’t work for a Flex 100 refinance.

What about your credit score? Well, it will affect the price you get, but there is no “minimum” credit score required for this program. You just have to get an approval through the automated underwriting system required. But be realistic – if you’ve got “iffy” credit, you probably won’t get an approval. A borrower with a credit score below a 620 would probably have to have a low loan to value or debt to income ratio for a chance of an approval.

A Flex 100 may or may not make sense for you. But hey, at least you know it’s an option. Your lender should be able to help you determine if this opportunity to flex your mortgage muscle makes sense for you.



Charlene